Terms of use

When we both sign a scope, Businessnumbersclear will supply finance analytics artefacts of the kind described on this site: monthly reporting packs, rolling cash forecasts, unit economics models, board packs, variance reviews, and data plumbing into a dashboard you already use. We do not keep your statutory books, file accounts, audit your company, or act as your appointed finance officer. We do not provide investment recommendations. Work is performed during Singapore working hours unless the scope says otherwise. You remain responsible for the completeness of source data, for decisions you take after reading a pack, and for your own regulatory filings. If the audit shows that the data cannot support the artefact you asked for, we will say so and we will not pretend otherwise in order to keep a date.

Your co-operation

You will provide timely access or exports, a named owner for questions, and prompt comments during the two edit rounds on a sprint. Delays in access extend the calendar. You will not ask us to alter a figure so that it no longer follows the source. If a third party’s system fails, we will work with the files that can still be obtained and we will mark what is missing.

Confidentiality

Each of us will keep the other’s non-public information confidential and use it only to perform the work or to meet a legal duty. We will sign a reasonable mutual NDA before ledgers or payroll files are shared. Those duties survive the end of an engagement.

Prices on the pricing page are indicative starting points in Singapore dollars. The price that applies is the one in the written scope. Invoices are issued in SGD. Payment is due fourteen days from the invoice date unless the scope sets a different date. A sprint is billed at kickoff. A monthly retainer is billed in advance and may be ended by either party with thirty days’ written notice. A board cycle is billed at the start of the quarter it covers. We do not add hidden platform or administration lines after kickoff. Extra work is scoped in writing before it is done. Overdue sums may pause further releases until they are cleared. You are responsible for any bank charges on your side of a transfer.

Changes and ending

If entities, currencies or data quality differ materially from what the audit assumed, either of us may pause and re-scope. Ending a retainer under the notice period does not entitle either of us to a refund of a month already in progress, unless the scope says otherwise. At the end we return access, send a close note, and you keep the files already delivered.

The packs and models are analytical tools built from the data you supply. They are not an audit, not a valuation, and not a certificate that the underlying books are complete. To the extent Singapore law allows, we are not liable for lost profit, lost opportunity, or indirect loss arising from a decision you take after reading a pack. Our total liability for a given scope is limited to the fees paid for that scope in the three months before the claim. Nothing in these terms limits liability for death or personal injury caused by negligence, for fraud, or for any other liability that Singapore law does not allow to be limited. You should have us or your accountant look at a specific decision before you act on general material from this website.

Governing law

These terms, and any dispute about the website or an engagement, are governed by the law of Singapore. The courts of Singapore have exclusive jurisdiction, except that we may still seek urgent relief in another forum if files or confidential material are at risk. If a part of these terms is held unenforceable, the rest continues. A failure to enforce a point once is not a waiver. These terms and the written scope are the entire agreement for the work they cover.